PA
LOMA and LOMR-F in Bucks County, Pennsylvania
Bucks County lies along the Delaware River in southeastern Pennsylvania, with significant flood risk from the Delaware River and its tributaries, including Neshaminy Creek, Tohickon Creek, and Core Creek. The Delaware River can experience major flooding during heavy rainfall and snowmelt events, and Tropical Storm Ida in 2021 caused catastrophic flash flooding in upper Bucks County along the Neshaminy Creek watershed. The county's mix of rural and suburban landscapes creates varied flood conditions.
LOMA in Bucks County
LOMAs are pursued in Bucks County for properties near the Delaware River, Neshaminy Creek, and tributary floodplain edges where the county's rolling terrain places homes above the base flood elevation.
Read the national LOMA page →LOMR-F in Bucks County
LOMR-Fs are filed in Bucks County for developments where fill raises structures above Delaware River and tributary floodplains, particularly in suburban communities along the Neshaminy Creek corridor.
Read the national LOMR-F page →Major cities
- • Doylestown
- • Levittown
- • Bensalem
- • Bristol
- • Quakertown
- • Newtown
Common flood zones
- • Zone AE
- • Zone A
- • Zone X
Frequently asked questions about Bucks County
Can a property in Bucks County qualify for a FEMA LOMA?
Yes. Properties in Bucks County that sit on natural high ground above the Base Flood Elevation may qualify for a LOMA. LOMAs are pursued in Bucks County for properties near the Delaware River, Neshaminy Creek, and tributary floodplain edges where the county's rolling terrain places homes above the base flood elevation. A specialist review can confirm whether the property matches the LOMA pattern before you order new survey work.
When is a LOMR-F the right path in Bucks County?
A LOMR-F applies when earthen fill created the elevation difference at the property. LOMR-Fs are filed in Bucks County for developments where fill raises structures above Delaware River and tributary floodplains, particularly in suburban communities along the Neshaminy Creek corridor. If fill was used, packaging the file as a LOMA usually creates delay.
How long does a LOMA take in Bucks County?
Timing depends on document readiness and whether the case qualifies for the faster eLOMA route. Most Bucks County files move faster when the Elevation Certificate and FEMA correspondence are gathered before submission. A typical LOMA runs 6 to 12 weeks from document gathering through determination.
What does a LOMA cost in Bucks County?
FEMA does not charge a filing fee for a LOMA. The primary costs are the Elevation Certificate and any professional preparation, which vary by surveyor rates in Pennsylvania. Most homeowners spend several hundred to low four figures total.
Does a LOMA in Bucks County remove flood insurance?
A LOMA can change the federal mandatory-purchase requirement, but Pennsylvania lenders and carriers still make their own underwriting decisions. Many homeowners keep voluntary coverage at significantly lower Preferred Risk rates.
Which cities in Bucks County see the most LOMA activity?
LOMA and LOMR-F activity in Bucks County is concentrated around Doylestown, Levittown, Bensalem and surrounding areas. Common flood zones include Zone AE, Zone A, Zone X.
Can FloodMapReview.com help with a LOMA anywhere in Bucks County?
Yes. We review LOMA and LOMR-F files across all of Bucks County, Pennsylvania. Call (281) 870-4492 to talk through an urgent file or start a guided eligibility review online.
What documents should Bucks County homeowners gather first?
Start with the property address, current flood zone or lender determination, any existing Elevation Certificate or survey, prior FEMA correspondence, and a lender or insurance notice if one triggered the review. Upload what you have and a specialist will identify the next step.
Reviewed by
FloodMapReview Engineering
Licensed P.E. and CFM team, FloodMapReview.com
FloodMapReview Engineering is a team of licensed Professional Engineers and Certified Floodplain Managers who have reviewed hundreds of LOMA, LOMR-F, eLOMA, and Online LOMC files across the United States. The team specializes in helping homeowners, buyers, lenders, and surveyors navigate the FEMA flood map amendment process. FloodMapReview engineers personally review every case for eligibility, ensure Elevation Certificates and supporting documents meet FEMA standards, and guide clients from initial assessment through final determination.