NY
LOMA and LOMR-F in Kings County, New York
Kings County, coextensive with the Borough of Brooklyn in New York City, faces coastal flood risk along its extensive waterfront on New York Harbor, the East River, and Jamaica Bay. Superstorm Sandy in 2012 caused significant storm surge flooding in Coney Island, Red Hook, and Brighton Beach. The Gowanus Canal area experiences chronic flooding from tidal influences and stormwater overflow, and the borough's dense urban development exacerbates stormwater management challenges.
LOMA in Kings County
LOMAs in Kings County are limited due to the borough's generally flat terrain and extensive waterfront exposure. Properties in inland neighborhoods on slightly higher ground, such as Park Slope and Brooklyn Heights, may qualify based on elevation above the base flood elevation.
Read the national LOMA page →LOMR-F in Kings County
LOMR-Fs in Kings County are most applicable for waterfront redevelopment projects along the Gowanus Canal, Red Hook, and Coney Island where engineered fill and flood-resistant construction raise structures above mapped floodplains.
Read the national LOMR-F page →Major cities
- • Brooklyn
Common flood zones
- • Zone AE
- • Zone VE
- • Zone A
- • Zone X
Frequently asked questions about Kings County
Can a property in Kings County qualify for a FEMA LOMA?
Yes. Properties in Kings County that sit on natural high ground above the Base Flood Elevation may qualify for a LOMA. LOMAs in Kings County are limited due to the borough's generally flat terrain and extensive waterfront exposure. Properties in inland neighborhoods on slightly higher ground, such as Park Slope and Brooklyn Heights, may qualify based on elevation above the base flood elevation. A specialist review can confirm whether the property matches the LOMA pattern before you order new survey work.
When is a LOMR-F the right path in Kings County?
A LOMR-F applies when earthen fill created the elevation difference at the property. LOMR-Fs in Kings County are most applicable for waterfront redevelopment projects along the Gowanus Canal, Red Hook, and Coney Island where engineered fill and flood-resistant construction raise structures above mapped floodplains. If fill was used, packaging the file as a LOMA usually creates delay.
How long does a LOMA take in Kings County?
Timing depends on document readiness and whether the case qualifies for the faster eLOMA route. Most Kings County files move faster when the Elevation Certificate and FEMA correspondence are gathered before submission. A typical LOMA runs 6 to 12 weeks from document gathering through determination.
What does a LOMA cost in Kings County?
FEMA does not charge a filing fee for a LOMA. The primary costs are the Elevation Certificate and any professional preparation, which vary by surveyor rates in New York. Most homeowners spend several hundred to low four figures total.
Does a LOMA in Kings County remove flood insurance?
A LOMA can change the federal mandatory-purchase requirement, but New York lenders and carriers still make their own underwriting decisions. Many homeowners keep voluntary coverage at significantly lower Preferred Risk rates.
Which cities in Kings County see the most LOMA activity?
LOMA and LOMR-F activity in Kings County is concentrated around Brooklyn. Common flood zones include Zone AE, Zone VE, Zone A.
Can FloodMapReview.com help with a LOMA anywhere in Kings County?
Yes. We review LOMA and LOMR-F files across all of Kings County, New York. Call (281) 870-4492 to talk through an urgent file or start a guided eligibility review online.
What documents should Kings County homeowners gather first?
Start with the property address, current flood zone or lender determination, any existing Elevation Certificate or survey, prior FEMA correspondence, and a lender or insurance notice if one triggered the review. Upload what you have and a specialist will identify the next step.
Reviewed by
FloodMapReview Engineering
Licensed P.E. and CFM team, FloodMapReview.com
FloodMapReview Engineering is a team of licensed Professional Engineers and Certified Floodplain Managers who have reviewed hundreds of LOMA, LOMR-F, eLOMA, and Online LOMC files across the United States. The team specializes in helping homeowners, buyers, lenders, and surveyors navigate the FEMA flood map amendment process. FloodMapReview engineers personally review every case for eligibility, ensure Elevation Certificates and supporting documents meet FEMA standards, and guide clients from initial assessment through final determination.