GA · Region 4
LOMA and LOMR-F in Georgia
Georgia combines Atlantic coastal risk around Savannah with large inland riverine systems including the Chattahoochee, Flint, and Savannah rivers. Atlanta metro stormwater and urban creek flooding also drive a steady LOMA workload.
LOMA in Georgia
Metro Atlanta LOMA requests often involve homes along urban creeks that exceed the mapped BFE.
Read the national LOMA page →LOMR-F in Georgia
LOMR-F cases appear in master-planned developments across North Georgia.
Read the national LOMR-F page →Where activity concentrates
Major metros
- • Atlanta
- • Savannah
- • Augusta
- • Columbus
Common counties
- • Fulton County
- • Chatham County
- • Gwinnett County
- • Cobb County
Georgia county guides
Licensing and documentation in Georgia
A Georgia Registered Land Surveyor or Professional Engineer must seal elevation documents.
Frequently asked questions about Georgia
Can a property in Georgia qualify for a FEMA LOMA?
Yes, many Georgia properties qualify when the structure or parcel sits on natural high ground above the Base Flood Elevation. Metro Atlanta LOMA requests often involve homes along urban creeks that exceed the mapped BFE. A specialist review can confirm whether the property matches the LOMA pattern before you order new survey work.
When is a LOMR-F the right path in Georgia?
A LOMR-F applies when earthen fill created the elevation difference. LOMR-F cases appear in master-planned developments across North Georgia. If fill was used, packaging the file as a LOMA usually creates delay.
Who can prepare an Elevation Certificate in Georgia?
A Georgia Registered Land Surveyor or Professional Engineer must seal elevation documents. FloodMapReview.com can review an existing Elevation Certificate or connect you with a qualified professional if new survey work is needed.
Which Georgia counties see the most LOMA and LOMR-F activity?
Activity is concentrated in Fulton County, Chatham County, Gwinnett County, Cobb County, driven by coastal flooding in savannah and riverine systems inland.
Does a LOMA in Georgia automatically remove flood insurance?
Not automatically. A LOMA can change the federal mandatory-purchase requirement, but Georgia lenders and insurance carriers still make underwriting decisions. A Georgia homeowner may still choose to keep voluntary coverage.
How long does a Georgia LOMA typically take?
Timing depends on document readiness and whether the case qualifies for the faster professional-submitted eLOMA route. Most Georgia files move faster when the Elevation Certificate and FEMA correspondence are gathered before submission.
Can FloodMapReview.com help with a LOMA anywhere in Georgia?
Yes. We review LOMA and LOMR-F files across all Georgia counties, including Atlanta, Savannah, Augusta and surrounding areas. Call (281) 870-4492 to talk through an urgent file.
What documents should Georgia homeowners gather first?
Start with the property address, current flood zone or lender determination, any existing Elevation Certificate or survey, prior FEMA correspondence, and a lender or insurance notice if one triggered the review. Upload what you have and a specialist will identify the next step.
Reviewed by
FloodMapReview Engineering
Licensed P.E. and CFM team, FloodMapReview.com
FloodMapReview Engineering is a team of licensed Professional Engineers and Certified Floodplain Managers who have reviewed hundreds of LOMA, LOMR-F, eLOMA, and Online LOMC files across the United States. The team specializes in helping homeowners, buyers, lenders, and surveyors navigate the FEMA flood map amendment process. FloodMapReview engineers personally review every case for eligibility, ensure Elevation Certificates and supporting documents meet FEMA standards, and guide clients from initial assessment through final determination.